What Stock Market Changes Mean for Your OCERS Pension Benefits

With recent headlines highlighting stock market ups and downs, it’s understandable to feel a little concerned. At OCERS, our message is simple: your pension is safe—just as it has been for the past 80 years.

Your Pension Benefits Are Secure

OCERS provides a defined benefit pension plan. That means your benefit is based on a formula set under the CERL law—determined by your pension plan, years of service, final average salary, and age at retirement. It is not tied to the stock market’s daily performance.

Since 1945, OCERS has honored its promise to provide secure retirement benefits to members and their beneficiaries. Your earned benefits are protected under the County Employees Retirement Law of 1937 (CERL).

Built for the Long Term

Our investment strategy is designed with a long-term view in mind. OCERS’ diversified portfolio and disciplined rebalancing approach are built to help us meet our long-term financial goals—not only during times of strong economic growth but also through recessions, bear markets, and financial crises. We plan for the ups and the downs so you can have peace of mind.

We’re Here for You

If you have questions about your benefits or want to understand how OCERS is navigating the current stock market environment, give us a call at (714) 558-6200. Our team is here to help.