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Frequently Asked Questions

 Contribution & Interest Questions
   Can I withdraw my retirement contributions from OCERS while I'm in active service?
   Do I receive interest on my contributions? How is the rate determined?
   How much money do I have in my retirement account?
   What happens to my retirement contributions after I terminate from County service?
 Cost of Living Adjustment (COLA) Questions
   I hear that the best time of year to retire is on or before March 31 because I will be eligible to receive the cost-of-living adjustment on April 1. Is this true?
   What is a COLA Bank?
   What is COLA and how is it determined?
 Deferred Membership Questions
    What is a deferred member?
   At what age is distribution mandatory for a deferred member?
 Disability Questions
   How long does the disability process take and where can I get a disability application?
   What is the difference between a Service Connected Disability and Non-Service Connected Disability Retirement?
 Divorce Questions
   How long do I have to be married before my spouse becomes eligible for survivor benefits?
   I am getting divorced. How will this affect my retirement benefits?
 General Questions
   How do I inform OCERS of my new address?
   How does a Defined Benefit plan differ from a Defined Contribution plan?
   I need to report the death of a relative who worked for Orange County. What information does OCERS need?
   What is final compensation?
   Would OCERS send a representative to my home to verify my account information?
 Reciprocity Questions
    What is reciprocity?
   Do I have to elect to establish reciprocity?
   How does establishing reciprocity benefit me?
   I don't know if my last job is reciprocal with OCERS. How do I find out?
   To qualify for reciprocity, what is the time limit for moving from one reciprocal retirement system to another?
 Retirement Questions
   How does my OCERS benefit affect my Social Security benefit?
   How much money will I receive when I retire?
   I am approaching retirement age. When should I contact OCERS to begin the process?
   I hear that the best time of year to retire is on or before March 30 because I will be eligible to receive the cost-of-living adjustment on April 1. Is this true?
   Will my monthly retirement allowance run out when I've received the total amount I contributed to my OCERS retirement plan?
 Termination, Withdrawal, and Survivor Questions
   I am the surviving spouse of an active member who died while in County service. Am I entitled to any survivor benefits?
   I need to report the death of a relative who worked for Orange County. What information does OCERS need?
   If I terminate from the County, can I roll my OCERS contributions over to an IRA?
   What happens to my retirement contributions after I terminate from County service?
 Web site & Member Information Center
   How do I enable Pop-ups on my PC so that I can view certain pages on the OCERS Website?
   Why does the text overlap when I log onto the Member Information Center?

 

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